Hello bloggers....for my next installment I shall be discussing loaylty cards...do they work or are they just an attempt to steal out money.
We have all been out christmas shopping over the past few weeks and buying present for other people and wishing that you could be spending all the money on yourself instead and when you are paying for the goods at the till the sales assistant offers you a 20% discount if you open account with them today...the dilemma, get money off so you can buy items for yourself and possibly get yourself in debt or just settle for getting gifts for other people and be completely selfless! Its a tough decision...
Would the risk of not being able to pay off your outstanding credit be worth a few new items in your wardrobe, these schemes do not seem to create loyalty, but instead a rise in sales for the retailers, It only benefits them, not you....xx